You can check your interest rate and APR by registering or logging in to MyMotoNovo online or via the app. To log in, all you need is your agreement number and personal details.

The rates are also listed in your finance agreement (given to you at the dealership) and your welcome pack (sent to you by post).

You’ll see these two rates are different. That’s because the interest rate refers to the flat rate of interest that’s charged on your loan. The APR (which stands for Annual Percentage Rate) shows the total cost of borrowing including the interest rate and any other fees and charges.